Whatever your definition of wealth may be, commonly it takes time & effort to create it. By finding out what is important to our clients, we endeavour to motivate our clients and assist them in reaching their goals.

Most importantly, the value of wealth is produced only when we exchange it for other things. This is important as most people don’t know how much they need to do the things they really want.

By uncovering what is really important to you, it gives us a much more tangible outcome to aim for.

Our approach to wealth creation is underpinned by a number of key beliefs:

–        Buy and Hold – Do not try and time the market. No one can continuously and consistently time the market. When you do, you are more likely to be wrong than right.

–        Diversification – You can reduce your volatility by investing in a variety of assets, industries and countries.

–        Costs matter –What is your investment costing you? vs. What it is providing you?

–        Risk and return are related and each should be managed to enhance a client’s outcomes.

–        Invest without emotion – don’t change your investment plan based on daily changes in your investment portfolio.

At FFBD we assist in the areas of wealth accumulation through investing into superannuation and also investing outside of the superannuation environment.