Keys to de-stressing a mortgage
“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home. According to a paper1 for the Centre of Policy Development and University of Canberra, Australians have... Read More →
The 4% rule
Acronyms are rife in finance. It seems every year there are a few new ones to add to our lexicon. During the GFC (see another one!), we were introduced to NINJA loans (loan to those with No Income No Jobs... Read More →
Should I review my super fund? YES! OK then…what do I check?
Earlier this year we looked at a Club Plus Super survey of 18-36 year old’s and their feelings towards superannuation. The survey found that although young Australian’s DO care about their super funds – they are not particularly engaged clients... Read More →
First Home Super Saver Scheme. What is it and what is the benefit?
We are sure you’ve by now read the Government’s latest idea to give First Home Buyers a leg up. The First Home Super Saver Scheme will allow first home buyers to save for a deposit by making voluntary pre-tax contributions... Read More →
Young Australians – do they care about super?
Young Australians often get a bad rap for their ability to handle money. A partner at KPMG last year suggested if young Australians spent less on smashed avo and more on savings, then housing affordability would be less of an... Read More →
Some (relatively minor) good financial news for younger Australians
If you’ve read anything online or in the finance section of your newspaper recently containing the words ‘young Australians’, it has probably been accompanied by the terms ‘housing affordability’ and ‘wealth inequity’. Well – if you are part of this... Read More →
What’s happened so far in 2016
Let’s have a roundup of the financial news we have received in 2016 so far: The Royal Bank of Scotland warned of a ‘cataclysmic year’ and told its clients to ‘sell everything except high quality bonds.’ Billionaire trader George Soros... Read More →
How to take advantage of low interest rates — Part 2
Last week we wrote about the benefits of ensuring you have the right loan in place. In Part 2 we’ll look at some strategies to employ once you know you’ve got the right loan. Open an offset account: Why have... Read More →
How to take advantage of low interest rates ———- Part 2
Last week we wrote about the benefits of ensuring you have the right loan in place. In Part 2 we’ll look at some strategies to employ once you know you’ve got the right loan. Open an offset account: Why have... Read More →